Class Canceled

Thursday's first time homebuyer class has been canceled. There are two more still available: on Feb. 22nd from 6:30 - 8:00 and another Mar. 3rd from 4:00 - 5:30.

Don't wait too long to start looking for that first home, you must have a house under contract by April 30th to qualify for either the $8000 first time homebuyer tax credit or the $6500 tax credit for people looking to buy another house.

If you can't make any of the class dates give me a call (937-423-3316) or email me (trfinch@gmail.com) and we can work out a time to get together.

Class Dates

Here are the dates for the first time homebuyer classes:

Thurs. Feb. 11th 6:30 - 8:00
Mon. Feb. 22nd 6:30 - 8:00
&
Wed. Mar. 3rd 4:00 - 5:30


See previous post for registration info.

Great Tax Credit Q & A Site

If you're looking for some answers right away to the tax credit question you may have and don't want to wait till the first time homebuyer classes mentioned in the previous post check out this site:

www.homebuyertaxcredit.com

Give me a call or email me if you have any other questions. If you want to sign up for the class you can do the same just remember to leave your name, phone number, the class you're attending, and the number of people attending.

phone: 937-423-3316
email: trfinch@gmail.com

More First Time Homebuyer Classes Offered

HURRY!! Tax credit ends April 30th

· Tired of throwing money away on rent? · Confused about the government $8000 tax credit? · Hunting for a home loan? These questions and more will be answered at this class. Registering is necessary because seating is limited.

HURRY!! Tax credit ends April 30th

· Looking into buying your firsthome · Tired of throwing money away on rent? · Confused about the government $8000 tax credit? · Hunting for a home loan? These questions and more will be answered at this class. Registering is necessary because seating is limited.

Registration is now open for three first time homebuyer classes at the Chestnut Village Center in Greenville, Ohio. These classes are free and open to anyone who has been considering purchasing their first home and want to know more about the homebuying process and of course the expanded first time homebuyer tax credit, which ends April 30th of this year. To register you can call Todd Finch of Leis Realty at 937-548-5750 ext. 245 or 937-423-3316 or better yet email him at trfinch@gmail.com. You may also contact Diane Hill of PNC Mortgage by calling at 937-548-1300 or email her at dianehill@pncmortgage.com. When registering please include the date you wish to attend, your name(s), and the number of people attending.

808 Harrison Ave., Greenville

Great home for a first time home buyer or a move down buyer. Located in a great neighborhood in Greenville on the south end. Many updates in the last eight years including vinyl windows, newer kitchen, dining room, roof, and new driveway in 2009. This three bedroom house sits on a full dry basement with room for many activities. Check out more at www.darkecountyproperties.com

Just Listed - Gettysburg, OH

This place would make a great first-time homebuyer place or income producer. Four bedrooms and almost 1200 square feet of living space. Updates include: vinyl windows, newer central heat and air, and village sewer hookup. Priced at $61,000 this place is ready to sell and you can move in at closing.

Auction Property

6112 White Oak Dr. in Greenville, Ohio will go up for auction Thurs. Oct. 8th at 6:00. There will be two open houses one Wed. Sept. 16th and another Thurs. Sept. 17th both from 6 - 8 pm. If you need more information on this house you can contact me (Todd Finch) at 937-423-3316 or email: trfinch@gmail.com.

September First Time Homebuyer Classes Forming

With the tax credit scheduled to end Nov. 30th, two more free classes will be offered to first time homebuyers. Once again they will be located at the Chestnut Village Center in Greenville, Ohio and will take place Wed. Sept. 9th and Thurs. Sept. 24th from 6:30 - 8:00. Many items will be discussed but the two most important ones are the government tax credit and the USDA no money down loan that is still available. The home search and the loan process can take as long as 60 days so the time to start looking for that first home is now.

To register you can contact me via email at trfinch@gmail.com or by phone 937-423-3316. Just let me know which night you would like to attend.

The Great Darke County Fair

It's that time of year when most everything that breathes in Darke County, Ohio is gearing up for The Great Darke County Fair. It all kicks off this Friday Aug. 21st and runs till Aug. 30th. As always, the Leis Realty tent will be in its familiar location across from the Gazebo with all of the listings prominently displayed. I'll be there on Mon. Aug. 24th from 4:30 - 10:00, so stop by and say hi and pick up a very nice shopping bag to carry all of your fair goods in. Also, if you're a first time homebuyer we still have a few spots open for tomorrow night's class at the Chestnut Village Center from 6:30 - 8:00. To register give me a call (937-423-3316) or email me trfinch@gmail.com. See you at the fair.

Last First Time Homebuyer Class For August

The last first time homebuyer class scheduled for August will be next Wed. the 19th at the Chestnut Village Center from 6:30 - 8:00. Two more have been scheduled for Sept. 9th & 24th but if you're planning on taking advantage of the government tax credit and you haven't started looking for that first home you need to get started because it ends Nov. 30th. Today a loan process from start to closing can take as long as 60 days depending on which loan program you're using. Let me know if you have any questions.

Most Asked Tax Credit Questions Answered

1. How can I know if I'm eligible?

-must be a first time homebuyer, which by government definition means can't have
owned a home in the last three years.

2. I know there are restrictions or fine print, what are they?

-the home you purchase must be your primary residence.
-cannot buy your home from a close relative.
-cannot be a nonresident alien.
-must maintain this as your main home for three years.
-income limits for full credit are $75,000 for individuals and $150,000 for couples.

3. How long do I have to take the credit?

-it expires on Nov. 30, 2009 which means you must close on the home by this date.

4. What if I sell this home before the three year time period?

-it must be repaid in full.

5. Do I have to wait till I file my 2009 taxes in order to get the money?

-no you can file a 2008 amended return.


More questions and answers can be found at www.federalhousingtaxcredit.com or feel free to give me a call 937-423-3316 , email me trfinch@gmail.com, or register to take one of the free first time homebuyer classes I offer (see previous posts). Information about the classes can also be found at www.darkecountyproperties.com or www.leisrealty.com.

Tax Credit Extension????

There's been a lot of rumors out about the possibility of the government extending the first time homebuyer tax credit past the Nov. 30th deadline or that they could upgrade it to a $15,000 credit to all home buyers (not just 1st timers). The latter is getting the most support from the National Association of Realtors (NAR) because they feel this will stimulate the housing market more than anything else. The date that keeps surfacing in articles that I've read is to extend it to July 1, 2010. I'll keep you posted on any updates, but just remember if you're a first time homebuyer waiting past the Nov. 30th date could be a gamble because there is still a lot of debate plus the fact that it could cost the government (or should I say the taxpayers) another $32 billion. Any questions or comments leave them below or you can give me a call (937-423-3316), email (trfinch@gmail.com), visit my website www.darkecountyproperties.com, or better yet attend one of the first time homebuyer classes coming up (see previous posts for more).

Still Taking Registrations For Free Classes

There are still openings for the Free First Time Homebuyer classes Aug. 12th & 19th at the Chestnut Village Center within the Brethren's Retirement Community in Greenville, Ohio. If you're a first time homebuyer (haven't owned a home for 3 yrs.) you qualify for the government tax credit of up to $8000 but you'll need to take advantage of this soon because it expires Nov. 30th of this year. If you've thought that owning a home was out of reach in the past then now is the time to check in to the possibility again. Along with the tax credit there are still some great loans out there which you may qualify for if your credit score is above 620. Another big plus is the many homes available today. Call today (937-423-3316) or email (trfinch@gmail.com) to register. All we'll need is your name, how many to expect, and the date you're planning to attend. You can see more information on this class by checking out one of my previous posts on this blog or by viewing www.darkecountyproperties.com.

ate at BTO yogurt ...nice change of pace in Greenville. Help support the new business.

Check out the next dates for the next first time homebuyer classes in Greenville. www.darkecountyproperties.com

More Fall Classes Added

Two more first time homebuyer classes have been added for the Fall. The dates are, Wed. Sept. 9th and Thurs. Sept. 24th from 6:30 - 8:00. Check out www.darkecountyproperties.com for more details or check out one of the previous posts. Give me a call (937-423-3316) or email (trfinch@gmail.com) to register.

Free First Time Homebuyer Classes Offered Again

Does the thought of buying your first home leave you feeling overwhelmed or confused? Well, help is on the way. On Thursday July 30th, Wednesday August 12th, and Wednesday August 19th from 6:30 – 8:00 at Chestnut Village Center in Greenville, Leis Realty and National City Mortgage will be offering a free class for anyone wanting more information on the home buying process.

The timing for buying that first home could not be better with a large number of homes on the market, low interest rates, lower home prices, and of course the $8000 tax credit (which will end Nov. 30, 2009) offered to first-time homebuyers. Home ownership offers many advantages over renting. It is a strong investment (yes, even now), and it comes with many tax advantages. You also have control over your environment, pride of ownership, and independence. Since historically, homes appreciate in value over time, every time you make a payment you get a step closer to paying off your home and you build equity, unlike rent.

The process of financing and purchasing your first home can be overwhelming, frightening, and confusing. We will attempt to provide you with some valuable information to help you on your way to probably, your biggest investment. Topics covered will include:

 Prequalifying and preapproval for a home loan
 Credit rating
 Using a realtor
 Making an offer
 Disclosures
 Equal opportunity
 The new stimulus tax credit
 The steps to closing on your first home

The class is free, but you need to pre-register because seating is limited. To reserve your place call Todd Finch at Leis Realty at 937-548-5750 ext. 245 or Diane Hill at National City Mortgage 937-548-1300. If you prefer to email, contact Todd at trfinch@gmail.com or Diane at diane.hill@ncmc.com . When registering please leave your name, address and phone number along with which class you’re signing up for. If you have questions, leave those as well and we will return your call.

New Listing in a Perfect Setting

You will be hard pressed to find a place that has a more picturesque setting with a house that fits just right on the property.

Quality built home on two lots in a very quiet country location just minutes from Greenville and Pitsburg. This cedar sided house features large bedrooms with an abundance of storage, split design bathrooms, oversize laundry, attached two-car garage with extra room for a large shop and a very roomy open kitchen design with huge island. The basement has poured concrete walls with one room finished and the rest has many possibilities.

The setting for this family home is absolutely gorgeous, with many mature trees and the extra lot is a mostly wooded area. This all electric house is priced to sell quickly so don't miss out. You can see more of this place at www.darkecountyproperties.com

Check it out then give me a call to set up a showing.

Todd Finch

937-423-3316

trfinch@gmail.com